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Live Oak Bank

4.750 reviews
Last reviewed: Mar 1, 2026

Do you agree with Live Oak Bank's TrustScore? Voice your opinion today and hear what 1,736 customers have already said.

Live Oak Bank is an online company. Based on 50 reviews on TrustPlane, it has an average rating of 4.7 out of 5 stars. Last reviewed March 1, 2026.

Customer Reviews

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50 reviews

Yes So far I love it.

Yes So far I love it.. this My FirstTime..

GARY BOZEMAN
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Love Live Oak

Love Live Oak! Best interest rates out there! Convenient and easy to navigate.

Cynthia
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Great People to Work With

Lilli and the team at Live Oak were awesome! The process was Quick and Easy! Thank you Lilli, Trey and the Live Oak Bank!!

Johnny Stefanidis
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Very easy to open an account, and great customer service.

Very easy to open an account and transfer funds. Great customer service.

Ronald
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Easy access and great offerings

Easy access and great offerings

Joy
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Easy to open and great incentive and…

Easy to open and great incentive and interest rate.

Esther
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Easy navigation and instant results.

Easy navigation. Clear instructions and communications. Results exactly as expected.

Nevada TAZ
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Lookin Good

So Far, So Good!!

Christopher
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New Account

Website was easy to navigate and open the new account.

Johnny
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SBA Business Building Loan Experts!

I had a great experience with live oak bank! Josh made the SBA financing of my businesses new building simple and affordable. He was patient and easy to deal with.

Matt Kayne
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Highest interest, Great Service

It's the highest interest savings I have seen and any interactions I've had to have (which have been very few after several years of relationship) have been dealt with quickly and efficiently.

Neal
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Best Bank In Wilmington

Best Bank In Wilmington, NC

Dennis
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Outstanding, professional service from Brandon, Tyler, and Mike!

Brandon Hayes and Tyler Singleton were extremely professional and timely in completing my loan process. I consider myself a fairy "picky" doctor when it comes to systems and follow through, and I was quite impressed with their professionalism and how easy they were able to make an otherwise complicated process for a newer business owner. Many thanks also to Mike Stanton for his outstanding work and guidance throughout the process. I am so pleased with my experience with Live Oak Bank, and will most certainly be working with them for future projects. 10 Stars!!

Dr. Michael Virts
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Wonderful Experience

I had a great experience working with Live Oak Bank on my SBA loan. From start to finish, the process felt seamless and organized, and everything was handled with clarity and professionalism.The team was responsive, thorough, and genuinely supportive throughout the entire process. I always knew what was needed and felt guided every step of the way, which made a big difference during such an important milestone for my business.I would absolutely recommend Live Oak to other small business owners.

Nicole Vergara
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Excellent products and services!

Excellent products and services!

Nancy
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Quick and easy.

Quick and easy.

Elsie
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Smooth process

Smooth process. Responsive.

Judy Allen
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Overall service and ease of banking

Great experience!

ES
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LOB offers great interest rates for…

LOB offers great interest rates for saving, and they provide outstanding customer service.

William
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Verified Purchase

Deposit Pending to deposit earning $$$…

I have had several High yield savings accounts in the past, and recently moved money $$$ from one to populate this one with Live Oak. So here's the frustration "Why does it take so damn long from the time I make a deposit to get from "PENDING" to actually becoming a deposit that starts earning interest"? I have actually thought about ending my relationship with Live Oak because of this one annoying issue.

Robert Mulrooney
Live Oak Bank

Hi Robert, Thanks for sharing your feedback with us! We're glad we had the chance to connect and help clear this up. Seeing a deposit in "Pending" can definitely feel uncertain, but we want to reassure you — your money starts earning interest right away, even while it's still showing as pending. We're proud to offer a competitive interest rate so you can build your savings faster, and we never want a confusing status to get in the way of that confidence. If anything else comes up, we're always here for you.

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Cite this page

According to TrustPlane, Live Oak Bank has a 4.7/5 rating based on 50 verified reviews as of April 2026. Source: trustplane.app/company/www-liveoak-bank