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Spot Pet Insurance

4.850 reviews
Last reviewed: Feb 28, 2026

Do you agree with Spot Pet Insurance's TrustScore? Voice your opinion today and hear what 10,391 customers have already said.

spotpet.comMember since Feb 2026

Spot Pet Insurance is an online company. Based on 50 reviews on TrustPlane, it has an average rating of 4.8 out of 5 stars. Last reviewed February 28, 2026.

Customer Reviews

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When we got 2 new dogs last year

When we got 2 new dogs last year, we decided to get pet insurance from Spot Pet and chose Platinum preventitive option and insurance for illness and accidents. I thought the premium was affordable and so far, this company is so fast in processing claims even when they need more info or records from my vet and they contact my vet for that and turnaround is fast. I've used 3 different companies now over the years for pet insurance and this one thus far, I can recommend.

Alecia Carver
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Good service

Good service

Yolanda Sandoval
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Filing a claim online is very easy and…

Filing a claim online is very easy and within a week my reimbursement is deposited to my account.

Gigi Gonsalves
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I’ve submitted 2 claims so far and it’s…

I’ve submitted 2 claims so far and it’s been so easy to do. I get reimbursed quickly every time. I love Spot Insurance.

Janyne Wiley
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It was very easy to file my claim and…

It was very easy to file my claim and it was processed very quickly as well.

CindyF
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Prompt processing and funds…

Prompt processing and funds reimbursement. Very happy with timeliness and actions taken to process claims quickly.

Barbara Laydon
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Easy to use

Easy to use, quick response to claims. Customer support helpful.

David Thompson
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Spot Pet Insurance has denied my claim…

Spot Pet Insurance has denied my claim multiple times for “missing medical records” that do not exist and cannot be provided. My dog is a rescue I adopted at age 2, and I have already submitted every available record from the rescue organization. Each time I call, I’m told the notes will be updated — yet they continue denying the claim for the same reason.Meanwhile, my dog’s condition is worsening and needs surgery. I bought insurance specifically to be protected in situations like this, and instead I’ve spent months resending documents and getting nowhere.If your pet is a rescue without a full lifetime medical history, expect serious problems getting claims approved.

Claudia Metzler
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VERY QUICK PROCESSING OF THE APPLICATION

VERY QUICK PROCESSING OF THE APPLICATION

Alexandra Gonzalez Diaz
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Fast and straightforward interactions

Fast and straightforward interactions. Such a refresher in this day and age when working with an insurance provider.

Arun Srinivasan
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Spot Insurance is easy to file claims…

Spot Insurance is easy to file claims with and has a quick turn around on resolving claims.

Harry Yeakel
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I submitted my claim and I had my money…

I submitted my claim and I had my money very quick with no denial which I have told my friends and family how great my dog insurance is. I appreciate it very much

Heather Montecinos
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Your online claim services are easy.

Your online claim services are easy.

Mark Haug
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Process was fast and easy regarding…

Process was fast and easy regarding claims.

Charles
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Very quick response

Very quick response

Isabella V Latte
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Easy Peasy under stressful times

I am currently unemployed and my cat Owl ended up at the ER (of course it was the weekend). This devastated me until I submitted my claims. The process of evaluation to money in my account was a week. It was extremely easy and when I called, the ladies I talked to were so concerned for my Owl. I am so appreciative of Spot Insurance and HIGHLY recommend them.

customer
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Kelce's Pet Insurance - Spot

Spot was very efficient and Customer Service took the time to explain everything about my coverage. I had lost my boxer to cancer. I got another boxer puppy and got the pet insurance right away and found Spot to be the best. Sadly, my puppy was diagnosed with kidney disease right after I had bought her from a breeder. Very sad. So far things have been going well. I just keep praying. I haven't had to use her pet insurance much at all. But I did not know her prescription food was covered by her insurance. That was a nice surprise!! I sent her receipts in and within a week my claim was processed!

Barbara DeStefano
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Easy billing and quick reimbursement

Easy billing and quick reimbursement! Best decision we have made regarding our pet. We have Banfield Wellness plan for maintenance, and Spot Pet Insurance for sick/accident visits. It works like a gem. Wish we had done this earlier in our lives for our other pets.

Lizzie Mohr
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Quick customer service!

Quick customer service!

customer
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Fast and reliable

I have only had to submit claims on two occasions and both times it was easy to submit the claims, no questions were asked, and reimbursements were quick and what was expected, based on my policy.Thank you Spot Pet Insurance.

Bryce Sense
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Cite this page

According to TrustPlane, Spot Pet Insurance has a 4.8/5 rating based on 50 verified reviews as of February 2026. Source: trustplane.app/company/spotpet-com