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Prioritize Financial

5.030 reviews
Last reviewed: Feb 21, 2026

Do you agree with Prioritize Financial's TrustScore? Voice your opinion today and hear what 30 customers have already said.

prioritizefinancial.comMember since Mar 2026

Prioritize Financial is an online company. Based on 30 reviews on TrustPlane, it has an average rating of 5.0 out of 5 stars. Last reviewed February 21, 2026.

Customer Reviews

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Thank You, Fergus

I want to give Fergus a lot of praise, because he helped me obtain a decent amount of funding despite my lack of business credit history. He was able to get me a substantial amount for my special circumstance of being new to it all. He was responsive to questions I had, and always got back to me as soon as he had a moment to answer. I felt like he truly cares about helping people make their business goals happen. He isn't there to take your money and leave you to fend for yourself. He is humble, attentive, and asks what your goals are, and makes sure you can make them a reality. When I am ready to expand and grow in my business, I plan to call Fergus again for help in funding. He is resourceful and ready to get to business! I highly recommend this company! I was skeptical at first, but he quickly made me feel comfortable with the process! If I could give 10 stars, I would!

Carey Appolonia
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Prioritized me out the Gate

First and foremost. Prioritize Financial cut through the fog for my funding needs. There are hundreds of companies striving for one’s business. But for my needs Prioritize Financials managing director Fergus Cairns helped my goals. He listened keenly to what my goals were and set up a strategic game plan to best advise my choice to reach my goal. Right out the gate I was comfortable with the expertise and advice Fergus was able to give.

Duane Chan Shue
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Trust the process

The team I worked with has been knowledgeable and highly motivated to help my business receive somewhere in the 50k range.I would recommend anyone seeking business funding to give Fergus,Ivan and Rose the opportunity to work hard for u as well.

Artie Newton
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Great service

Great service, Fergus and Ivan were both amazing to work with and they delivered!

Kelisha
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Professional Job

Hello My name is Tommy Lee I recently applied to several funding companies but was unable to secure more than $150,000. Fortunately, I came across a company called Prioritize Financial, and they were able to assist me. I worked with Fergus Cairns, who was exceptionally professional and highly knowledgeable in his field. He provided clear guidance and pointed me in the right direction throughout the process.I strongly recommend Fergus to anyone seeking business funding solutions. He is generous, intelligent, and has a great sense of humor, making him very easy to work with. His support was invaluable, and I truly appreciate his dedicationI was successfully funded $200,000, and I couldn’t be happier with the outcome. I am truly grateful for the support and professionalism shown throughout the process.Thank you so much.

Tommy Lee
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Easy to work with and incredible results, can’t recommend these folks any higher!

I wasn’t sure how much time or effort it might take to remedy some of the challenges I had with my credit profile, I didn’t honestly believe it was going to be possible to completely clean up the mess I had gotten myself into, but I’m pleasantly surprised with where I ended up thanks to Prioritize!Easy to work with and incredible results, can’t recommend these folks any higher!

Brandon T
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Very helpful

Prioritize Financial helped me to get fund that I was looking for. I got $81,000 so far, This fund helped me a lot to plan my business. The best part is I got 0% APR. Thanks Fergus and Ivan to help me navigate my funding journey.

Shafiqur Rahman
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First month but WOW!

I'm just in the first month of working with Prioritize Financial. We've been working on some initial credit repair actions but they have been very professional and effective. Unlike previous experiences with other companies they got right to work and have maintained great communication.

Robert Fuller
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The real deal

My is Michael and I’m leaving this review with great pleasure . Prioritize Financial has not only help me rebuild my credit and gain access to new cards but has also remove all my collections from all 3 credit report as well. I remember just not long ago being decline for credit cards and even auto loans . But thanks to Prioritize Financial I watched my credit improve every month and was able to reapply and be accepted . Thank you so much for your help Fergus for truly helping me repair my credit and get back on track with my life . Thank you .

Michael De La Cruz
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Amazing team!!

Amazing team!!! Started out with zero idea of how a business card and business credit works to now I have over $40k of 0% interest rates for 12 months funding.

Ngan Aissi
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If you want to maximize your funding…

If you want to maximize your funding then you should work with a pro. Fergus knows the process very well. I was able to get funding in a couple weeks. We obtained close to $130,000 in funding. Anybody can google search strategies but Fergus will help you get the most funding and I would strongly recommend him if you are serious about taking your business to the next level. It is particularly valuable if you have a newer business and do not have established revenue numbers. Great customer service as well, I asked a lot of questions and we continue to brainstorm ideas.

Bryson Stephen
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If you want results

If you want results, THESE ARE THE PEOPLE! Not sure how my husband came across Mr. Fergus and his team, however , they’ve been a God-sent. The UNENDING WORK THEY PUT IN behind-the-scenes is unmatched, deletions that other “credit-fixers” couldn’t remove these guys were able to do so, providing financial avenues for advancement are just some examples experienced. It’s almost been a year we’ve been working with these guys and thus far they have proven to be a very effective team, very diligent at what they do, very responsive and highly recommendable!

Kay
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The experience I had with Ferguson and…

The experience I had with Fergus and Prioritize financial was beyond my expectation from returning phone calls, having patience to answer all questions, and getting the my needs met in a prompt timely manner. I would definitely recommend this company to a family member. There are very professional in this field of finance.

Gateway Ironworks
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Excellent at what they do

I reached out to Prioritize financial to help me start obtaining business credit. After I told PF what I needed/looking for they immediately got to work. After onboarding Fergus and Ivan managed to help me acquire close to $150K within a 4/6 week time frame. PF is very easy to work with. Would recommend.

David
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Surprisingly Easy Process

Fergus made the process painless and very easy. We needed funding fast, as we were hoping to secure a great location for our store. We were funded $70K in about 2 weeks. Thank you so much for giving us a chance at our dream.

Philip
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In just 30 days they have helped me get…

In just 30 days they have helped me get things off of my report that have a struggled with forever. I would most certainly recommend them to anyone looking for credit recovery that actually works.

customer
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Going to Prioritize Financial was the best move for fixing my credit!

I couldn’t be more grateful for Prioritize Financial. I first reached out to Fergus and told him about my credit situation, where I need to be based on my future plans and asked him whether or not he thinks it could be fixed. He asked me a few questions, my goals related to my credit and then asked me to fill out some details so he could take a look at my credit to see what's going on. After that he came up with a game plan and offered me easy payment options so that they could start working on fixing my credit asap. Fergus's knowledge, expertise and experience made me feel comfortable enough to let PF start working on my case. From the very beginning of the process, they made me feel like I was their only client—even though I know they’re helping many people at once. Ms. Rose was managing my case and stayed on top of everything that was needed from the very start and helped with any questions I had in between. The attention to detail, the communication, and the care showed toward my specific credit situation truly impressed me. I initially thought I could handle fixing my credit on my own, but looking back I now realize how naive that was. Within just a few weeks of working with them, I started seeing real results—my credit scores were going up, and items I thought would haunt me for years were getting addressed.If you’re on the fence about getting professional help with your credit, don’t wait. What you will pay for the service is nothing compared to the results you'll get. Imagine having an interest rate of 0% versus 10-15% on $50k car loan! I'm not great in maths but that's roughly $10-$12k difference over a period of 60 months. I wish I had started sooner with them and had been enjoying much better rate, but hey, better late than never!! Thank you Fergus, Rose and the entire Prioritize Financial crew for everything! You guys know what they’re doing, and made me you feel like I was your top priority every step of the way.

Emal Rezaie
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Excellent Experience with Prioritize…

I recently had the pleasure of working with Prioritize Financial and I must say, their service has been top-notch from the very beginning. From the initial consultation with Fergus to the ongoing support, with their team, Rose has also been professional, knowledgeable, and dedicated to helping me achieve my credit goals, always providing suggestions and reminder items as well. What They Did Well- Regular Updates: One of the things that impressed me the most was the regular monthly updates I received on my credit scores and progress. This transparency kept me informed and motivated throughout the process. The communication, plan of action has been excellent, detail, clear and concise on a monthly basis, via email and texts. - Expert Guidance: The team's expertise in credit repair was evident in their ability to navigate complex credit issues and provide personalized guidance. They took the time and sat with me virtually and analyze everything in my credit report and got to work quickly. - Proactive Approach: Prioritize Financial team (Fergus and Rose) took a proactive approach to addressing my credit concerns, working diligently to resolve issues and improve my credit profile. - Monthly Payment Plan: Fergus, understood so much my financial situation and assisted me in setting up a monthly payment plan that's working so well within my budget. I will forever be grateful and I thank God for them.Why I Recommend ThemIf you're looking for a credit repair company that truly cares about your financial well-being and that deliver results fast beyond your expectations; I highly recommend Prioritize Financial. Their commitment to customer satisfaction, combined with their expertise and proactive approach, makes them an excellent choice for anyone seeking to improve their credit. Final ThoughtsI'm grateful for the support and guidance Prioritize Financial provided throughout my credit repair journey. Their dedication to helping me achieve my goals has been invaluable, and I appreciate the positive impact they've had on my financial situation in such short amount of time my credit scores from all three credit bureaus continues to increase every month. I am forever grateful to God and them for their guidance and expertise. Excellent Experience with Prioritize Financial. I am so looking forward to getting my business funded with my first business loan through them. It has been a very rewarding, impressive and satisfying experience, seeing monthly my three credit scores bureaus scores going up. I am so looking forward to getting funded soon by them and I highly recommend them to my friends and families. Prioritize Financial has prioritize my credit repair, and I know I will get funded soon by them. So looking forward to my first business loan funding experience to start building a brighter future.

Katherine De La Cruz
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I will admit that I was skeptical at…

I will admit that I was skeptical at first but I quickly changed my mind after speaking to them. Everyone I spoke to was professional and you could tell that they knew what they were talking about. They laid out the plan and got to work immediately. Within a week I started to see results and I am very happy with the outcome. I will definitely be working with them for a second round and maybe a third round in the near future.

Dwayne Musser
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Trustworthy Reputable Assistance

In JULY 2024 We started a New LLC and needed to procure funding. We researched and reached out to a few Financial funding Entities promising certain results in funding. One of those was PRIORITIZE FINANCIAL. We however did NOT sign with PRIORITIZE FINANCIAL initially but instead signed with a different company We had researched and proceeded to move forward with them.The process with them was sketchy, questionable and hasty in many ways to say the least. They rushed Us through convoluted processes of documentation, numerous phone calls from a plethora of so called employees with many different phone numbers. Guaranteeing funding they also demanded an "upfront" percentage payment before receiving any funding, with a large penalty for cancellation almost immediately upon signing the initial contract, leaving Us with the feeling of being "stuck" and or swindled. Once they started the process of contacting all Our creditors and other possible Financial Institutions, We received a "Dated Invoice" for services rendered before receiving the promised funding. The Invoice was actually more than agreed in the contract. When contacting them about the invoice, We were told not to worry, it was only a formality, and is all in the contract. It was not, and the Invoice had a "Due Date" that was almost immediate, therefore We promptly paid. In attempts to contact the company after paying the Invoice, and or questioning their process, there was no response. Emails were not answered, the funding or credit promised was never received.Fortunately during, before and after We had been in contact with PRIORITIZE FINANCIAL. They were very personable, informative and communicative.They were very sympathetic and apologetic on behalf of "so called creditors or financial firms" that would "scam" Small Businesses, or anyone for that matter assuring Us that although there are some companies that have done that, everyone is Not like that. They guided Us through some very important steps and aided Us in a process and provided information to recover a great deal of the capitol of which We were Scammed out of, and continued to stay in communication.Because of the previous problem with the other company, Our credit scores also took a tremendous hit and decreased rather rapidly and astronomically. For a small fee, PRIORITIZE FINANCIAL helped to remove the unnecessary "Hard Inquiries" on Our credit reports.PRIORITIZE FINANCIAL has been a great asset to Our company. They have also provided valuable information in assisting Us to purchase a much needed Vehicle for Our business.Legally being in business only a few months We are very grateful to Prioritize Financial for all their assistance in every way and We will endeavor to continue doing business with them in the future.

KaGeo PRODUCTIONS LLC
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According to TrustPlane, Prioritize Financial has a 5.0/5 rating based on 30 verified reviews as of April 2026. Source: trustplane.app/company/prioritizefinancial-com