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Armed Forces Mutual

4.650 reviews
Last reviewed: Feb 27, 2026

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armedforcesmutual.comMember since Feb 2026

Armed Forces Mutual is an online company. Based on 50 reviews on TrustPlane, it has an average rating of 4.6 out of 5 stars. Last reviewed February 27, 2026.

Customer Reviews

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Great Experience with AFM!

I had a very positive experience with Armed Forces Mutual today. I called to do a change to my policy, which by all standards would have been considered last minute. The representative who assisted me, Ms. Bonina, was excellent. She had a great attitude, was polite and super helpful. She did not care about the last-minute nature of my call, she was about helping. With the day that I have had, it was very much appreciated! Thank you Ms. Bonina and thank you AFM!

Theresa
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Excellent service

Excellent service. Responded precisely to my question.

Bill Haugh
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Very helpful in assisting me in correcting an error…

I need assistance in correcting an error on my account, that I made. AAFMAA customer service was extremely helpful in helping me.

Jamie
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Excellent service and support!

Excellent service and support!

Tim T
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Excellent service at every juncture

Excellent service at every juncture. Great caring people.

FranknBarbara Marr
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Flexible Plans & Solid Support!

Excellent experience becoming a member of AAFMAA. I purchased life insurance products, and the process was super-smooth and simple.Excellent customer service so far, with support for Veterans living overseas! I would highly recommend becoming a member.

Nick
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AFM Should be on speed dial!

AFM is a great organization with a deeply meetingful mission. Amy Marotto was most helpful in updating the information I've kept on file as well as crafting a way ahead to prepare our affairs and ensure our family is well prepared when the time comes. This is an important brick to remove from our ruck sack; piece of mind!

Richard McCabe
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Fantastic service

The entire staff has been nothing but professional and very prompt in assisting us.

Sue
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Replacement Form Provided in Under Two Hours!

I sent a request for a replacement tax form at 10:30 this morning, and Amy Morotto emailed it to me at 11:59. It would be hard to provide better customer service than that!

Jeff C.
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Got an answer and resolution to my…

Got an answer and resolution to my issue in hours. Great Service.

John Taylor
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Commendation of Amy Marotto

I have been a member of AAFMAA/AFM since the early 1960s and I have been very pleased with all of my personnel contacts over the years but Ms. Marotto takes the cake. She has answered all my questions promptly and gone beyond that has sent literature that answers many questions before I ask them. I don't know how long she has been working there but she is certainly an outstanding credit to Armed Forces Mutual

Emmet McMahan
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Your company was open and transparent…

Your company was open and transparent about the process for veteran's and active duty military to get life insurance.

customer
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Fast and informative response

Fast and informative response from Amy. She also included a checklist for my estate planning.

Jim Pearson
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Staff are knowledgeable in their career…

Staff are knowledgeable in their career field. Through and attentive in processing and finalizing the process. Keeping clients up to date with the process, all while showing compassion.

Military
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prices great

prices, but timeing was off

Nick Werle
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Outstanding support

Outstanding support. Sixty two years ago, as a 2d Lt my first Battalion Commander counselled me on the benefits of becoming a member of the then Army Mutual Aid Association. I took his advice and have never regretted it. In turn over the years I have recommended Armed Forces Mutual to numerous other military personnel. Now at age 85 I feel confident that Armed Forces Mutual will look out for my wife when the need arises.

Werner G Schmidt Jr
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Take too long to respond.

Take too long to respond.

customer
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The representative assisting us was…

The representative assisting us was very helpful, and her attention to detail and the extent she went to ensure our account was accurate and up to date was stellar.

Oliver Smith
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Good very nice

Good very nice

Vikki Vignesh
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She was amazing and very personal.

She was amazing and very personal.

Arlene Agosto
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Cite this page

According to TrustPlane, Armed Forces Mutual has a 4.6/5 rating based on 50 verified reviews as of March 2026. Source: trustplane.app/company/www-aafmaa-com