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True Link Financial

4.850 reviews
Last reviewed: Mar 9, 2026

Do you agree with True Link Financial's TrustScore? Voice your opinion today and hear what 542 customers have already said.

truelinkfinancial.comMember since Mar 2026

True Link Financial is an online company. Based on 50 reviews on TrustPlane, it has an average rating of 4.8 out of 5 stars. Last reviewed March 9, 2026.

Customer Reviews

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dementia stress saver

When my MIL was diagnosed with dementia, we had already started talking control of her finances. She had spent herself into a load of debt and was forgetting to pay bills.As.we were getting her back into financial shape we were trying to find something to allow her to have some independence but with stronger guard rails than banks typically had for adults.True Link has been so helpful. They even quickly added a feature that I suggested - to put in spending curfews - after I measaged them looking for an easier way to stop 2 am IHOP orders that my MIL would make if she woke up in the middle of the night and then forget she made when she went back to sleep.There is such a gap out there in the market that allows adults with dementia some independence while preserving dignity.

Yowyi Stuff
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Love Truelink

Love Truelink. As a county conservator, it makes my life so much easier.

Nicola Robinson
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Highly recommend

Our agency has been using True Link for a few years. Using True Link has increased the independence of those who have developmental disabilities and are supported by our agency. It also decreases the staff workload by tracking expenditures and allowing access to funds to someone we may not see every day. I highly recommend their services to payees, guardians, and/or agencies looking for a better way to assist individuals with managing their finances.

Carla Crawford
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TruLink was a company recommended to me…

TruLink was a company recommended to me when I was given charge of a family member who needed her finances held in a Special Needs Trust. it has been a primary and invaluable tool that gives me a method to portion out monies carefully to that family member while keeping everything in compliance with government regulations. I have been totally satisfied with this system for 6 years thus far. and I can fully recommend it to other potential customers.

The King's Masons Inc.
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As a trustee for a special needs…

As a trustee for a special needs person, TrueLink makes transfers of funds, automatic payments, documentation very easy. Having a debit card specific for special needs concerns has made a world of difference. It is easy to reach a live person if any concerns or questions pop up. Small downside - There is a small monthly fee and the debit card is preloaded, so that money is not earning interest.

Debbie
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efficiency

efficiency. convenience and professionaismthank u

Carole bennick
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This has helped my mom dramatically

This has helped my mom dramatically! She is unable to manager her finances and with True Link we no longer have to worry that her information is being hacked and or losing her money.

Maria Figueroa
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Truelink has made helping my sister…

Truelink has made helping my sister with special needs feasible. She has independence but I can block where she can spend money. I also know that she has enough money to buy food and won't go hungry...

JoAnn
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True-ly care about their customers

I have this account for my sister and I am so pleased that we have a safe place for her funds with the greatest customer service. I highly recommend.

JOANNA
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I has my personal savings account…

I has my personal savings account #8702767909I has my value checking account #8901827862Those by central pacific bankReason trust link non-Bank relisted with.

Teggi cheng
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Beginning to use True Link

I made a couple of mistakes when first using True Link and the help I received was incredible. It was a very rapid response and the individual was extremely knowledgeable and courteous.

Mary
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Good debit card for a disabled adult.

My wife and I are responsible for a mentally disabled adult. True link is the perfect way to dispense her social security money and to ensure it is not used poorly and to monitor her usage. She finds it very easy to use. When she lost her card, it was easy to disable it and acquire a replacement card

Gary
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I was shackled with a TrueLink card…

I was shackled with a TrueLink card because I have an account with Alpine Gold ~ for some reason, Alpine thinks this is a useful card and company for their clients to use to conveniently spend some of their precious metals investments ... it sounded good to me ... until I finally tried to use it and I will say I don't think I can be more frustrated and dissapointed with the experience. Zero reasonably posted information about spending limits and a grossly minimal feature app for consumer use~ uttlely frustrating indeed. I am of sound mind (so far.. and I am grateful for that) and I don't need a bank controlling my funds so rigorously as TrueLink does ~ The restrictions and spending limits are atrocious. I called and complained and they blamed it on Visa ~ excuse me.. I use Visa on several accounts and I know you are just making it up here... not a happy or professional conversation. I don't like Smug people much but apparently TrueLink loves to employ such folks for their customer service. I've complained to AlpineGold about this as well ~ I guess if you are quite old and loosing your faculties then Trust Link is a useful thing... but the only befuddlement I have at present is why Alpine Gold would offer and promote such a useless and frustrating Card for their clients.

Henri Piper
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Highly recommend for aging parents

As my father aged he needed supervision over his finances as he was becoming forgetful and vulnerable to scammers. But he desperately wanted a credit card for peace of mind. True Link was the perfect solution. He could have a credit card and we could control how he used it and the amounts he could spend. It worked perfectly for us. It’s very easy to manage and their customer service is very responsive. My only complaint was that they don’t issue cash onto the card instantly and you can get stuck on weekends if you don’t anticipate spending. If my Dad called on Friday that he needed more money, I couldn’t get him the funds until after the weekend. Easy enough to work around this issue, but it required my attention. I absolutely recommend this card and was so happy we found it.

Ann Schwarz
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Excellent customer service

I have been with Truelink for several years, and the few times there was any questions or concerns, the customer service representative has always been extremely helpful.

Mark Sigler
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True Link financial services has ended…

True Link financial services has ended my soul security nightmare I value True Link financial services helped me wake up from a financial crisis thank you for your support and amazing aseting me thd financial crisis k have bin experienceing thank you!

Mikle Naser
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Great product for the price

Great service, especially for Representative Payees that need to keep track of multiple clients and their funds. Very excited features that help make transfering and access to funds very simple for clients and staff that assist them.

KimBerly Forsythe
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True Link does exactly what it claims…

True Link does exactly what it claims to do, and does it well. We can provide help to a special needs relative in a controlled and documented manner. It’s also very convenient for the recipient, and can be set up to not interfere with their eligibility for benefits.

Bobby Posey
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True Link saved my mother’s finances.

True Link has literally saved my sanity. My mother lives with Alzheimer’s disease, and was donating her savings (and her checking account) away. True Link made it possible for her to keep some of her independence and her love of donating, but limit what she can spend in any given month. It also allows her to see a detailed account of the organizations that she has donated to, and much more. They only take a nominal fee to keep track of these cards, and it’s so worth it. As the manager of the account, I can oversee every aspect of the account, block donations, check balances, skip transfers or make new ones at any time. I can recommend True Link with the highest enthusiasm. They made it possible for my mom to keep some dignity while dealing with a disease that strips her of it.

Christine
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True link is great

I truly recommend true link to any one that is the grantor of someone's estate. I can and have called them with any concerns or questions, they answered and guided me through the process. I can truly state that this has been a blessing for me and for my sister.

Cecilia Casiano
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According to TrustPlane, True Link Financial has a 4.8/5 rating based on 50 verified reviews as of April 2026. Source: trustplane.app/company/truelinkfinancial-com