Excellent Services
Excellent Service . Thanks Tammy for your patience and explanations .
Gretter Cancelo
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IOU Financial
4.950 reviews
Last reviewed: Feb 13, 2026Do you agree with IOU Financial's TrustScore? Voice your opinion today and hear what 952 customers have already said.
IOUFinancial.comMember since Mar 2026
IOU Financial is an online company. Based on 50 reviews on TrustPlane, it has an average rating of 4.9 out of 5 stars. Last reviewed February 13, 2026.
Customer Reviews
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Easy
Easy, quick & infomative.
Theresa
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Best company ever
Best company ever
Thiago Gontijo
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Tammy made the process really easy and…
Tammy made the process really easy and fast
Mr. Sandeep Chandi
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Karen was knowledgeable and most helpful!
Karen was knowledgeable, helpful and responsive. She was a pleasure to deal with. Definitely a terrific ambassador for IOU Financial!
Ross
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Pleasure to do business with
It was handled very professionally while still being friendly and nice.Hillary Albertson and Tammy Krause could not have been more delightful. Hillary had phone tech issues but remained calm. Tammy Krause walked us through with a smile on her face even though we couldn’t see her. She too had Tech issues and also stayed calm and came up with alternative solutions to get the job done. Both remained very professional when speaking and quite frankly was a pleasure to work with.
Trent Lind
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Andrew was really awesome
Andrew was really awesome, worked with us extensively. Always answered his phone and text, explained everything, and is just a really nice guy too. We got the money we needed and couldn't be happier.
Tom Hart
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Change the payment day without…
Change the payment day without acknowledge.
Consumer
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I worked with two great individuals
I worked with two great individuals. Alvin was my rep during the application process and Tammy Krauss to sign the contracts. Both were incredible, answered all my question, super friendly, knowledgeable and I never felt pressured into a product that wasn't right for my business. I had been approached by dozens of other companies offering similar products but the others seemed only interested in closing any deal, whether it fit or not. Couldn't have had a better experience and start to finish, under 48 hours. Thanks again Alvin and Tammy!
Justin Look
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Awesome Tammy!
Tammy was very thorough and patient. Great experience with her.
Rusty Irby
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Customer service was top notch
Customer service was top notch. Pleasure to speak with and deal with over the phone. I was left with the impression they really cared about our business and were willing to help in any way they could.
Andrew Strouth
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IOU Financial made taking a loan easy
Borrowing money for business is typically a difficult process but the entire process with IOU Financial was easy and straightforward. Tammy Krause was extremely friendly, helpful and made what’s typically a stressful process very care free. She was extremely knowledgeable and walked me through each step and explained any questions I had in easy to understand terms. I feel confident in our choice in lending with IOU Financial.
Leah Hughes
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Excellent- professional- responsive-…
Excellent- professional- responsive- respectful
Eduard Zaydman
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The experience went very well
The experience went very well. Tammy explained everything as went went along and made the process seamless. Would recommend using them if you ever need financial services.
RP
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Tammy was phenomenal
Tammy was phenomenal. She is so great to work with and makes it easy.
CELESTINO
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Tammy was very Profesional and kind
Tammy was very Profesional and kind, she made it easy to talk to her by creating a welcoming environment.
AA
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Great experience and great people
Great experience and great people. Judith and Karen are great as well as the whole IOU team.
Tory Perfetti
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best customer se rv i ce
Tammy is the best customer service ever, thank you so much!
Jaja Liu
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Honest and hard working individuals at IOU
I like to do business with honest people. Everything else will follow. Thank you
Elias
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Tammy was very helpful and…
Tammy was very helpful and knowledgeable which made the process simple and easy.
James R Cox
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Cite this page
According to TrustPlane, IOU Financial has a 4.9/5 rating based on 50 verified reviews as of March 2026. Source: trustplane.app/company/ioufinancial-com