0 stars
0 stars, they’re unprofessional and take too much effort to get them to finally answer your questions
Steven Endicott
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Giggle Finance
3.550 reviews
Last reviewed: Mar 3, 2026Do you agree with Giggle Finance's TrustScore? Voice your opinion today and hear what 746 customers have already said.
gigglefinance.comMember since Mar 2026
Giggle Finance is an online company. Based on 50 reviews on TrustPlane, it has an average rating of 3.5 out of 5 stars. Last reviewed March 3, 2026.
Customer Reviews
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50 reviews
Do NOT use this company
Do NOT use this company. This is the worst of the worst company. My lawyer is currently negotiating with them, we offered them more than we owe them, and they refused. You need to know if you have issues with payment, they don’t work with you. And instead choose to lien your card processor. ALSO, this company tried to write a check fraudulently to themselves. My bank blocked them.MCA companies like this are clogging up the court systems because good people are trying to get them banned. Why? Because they are not “loans” so they don’t have to abide by lending laws. Do not use this company. I don’t care how easy it seems to get the money you think you need. The fees they charge you are outrageous. I’ve paid them three payments and had a business cash flow issue. They refused to work with me, and now they are being offered more than I originally borrowed plus more (including their ridiculous fees). A company that treats people like that are the scum of the earth. These are the worst people. It’s an immoral company. Words can’t describe how horrible this company is. Your best bet is to stay far away!
Jonathan Copeland
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Go to Team
Giggle Finance has been an incredible resource when I needed fast, reliable support. The process was simple, transparent, and respectful of my time—no hidden steps, no confusing requirements. What stood out most was how empowering the experience felt. Instead of making me jump through hoops, Giggle Finance provided a smooth path to the help I needed, right when I needed it. I highly recommend them to anyone looking for a trustworthy and efficient financial partner.
RCSM
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Do not work with this company
Do not work with this company. You cannot get in touch with anyone regarding your loan. The only replies I received were negative interactions, including harassment and threats, after I gave this company explicit information about my representative to contact in order to receive their payments. This company was completely unprofessional and I will not be working with them again.
Jayniece
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Full of crap
Got approved. Told me it would take five minutes. Nothing. They blow smoke up a$$es. I don't like my time wasted with nonsense. Keep your money.
Stacey Dobbins
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They approved me when no one else…
They approved me when no one else would. Thank you.
customer
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Excellent customer service
Excellent customer service
F Starr
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Disgruntled Small Business Owner
My experience with Giggle Finance has been extremely frustrating and stressful. While the company markets itself as a fast and flexible funding option for small businesses, the reality was very different.After making payments and being told my balance was satisfied, I later received conflicting communications stating that additional amounts were owed without clear documentation or itemized explanations. Despite repeated requests for transparency and written clarification, responses were inconsistent and slow.What made the situation worse was the filing of a UCC lien, which severely impacted my business operations and access to merchant processing. Even after payments were made and funds were sent directly from my processor, the lien was not promptly resolved, causing ongoing financial harm.I have had to file formal complaints with regulatory agencies simply to get basic responses and accountability. For business owners, especially those relying on uninterrupted cash flow, this lack of clarity, communication, and urgency is incredibly damaging.I strongly recommend that any business considering Giggle Finance fully understand the terms, request everything in writing, and proceed with extreme caution.
Shae
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This company is extremely unethical
This company is extremely unethical. I received a $7,000 loan on 8/5/2025 on 12/3/2025 it was paid off they sent a text as they normally do congratulations once your payment clears you will be all paid off. I then responded can they terminate the ucc lie they filed. They told me to contact their legal department. They had the audacity to say that the rep sent it by mistake and they will talk to their supervisor they don’t know what they’re doing? I actually owe an additional $2600 because a lien was filed. This form costs $40 to file. I also noticed based on other reviews they charge different amounts to people. I’m assuming based on what they believe the customer is able to pay. Also I advise everyone to file a complaint with the consumer financial protection bureau they will refuse to respond and enough of these complaints will result in an investigation into their predatory practices. Also contact your attorney general of your state as well . At the moment they have over $20,000 of my funds on a $7,000 loan and they refuse to file a ucc termination letter which is illegal. I have sued them in superior court.
Nikia Londy
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I work on my own company and we be so…
I work on my own company and we be so grateful if you can approve my loan
Hector Diaz
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Customer since 2023
Customer since 2023. Multiple advances. Always paid, and most recently paid off early.The only issue was a brief delay during Christmas/New Year, when banks were closed and deposits were delayed everywhere. I explained this, and once funds cleared, I immediately paid early—as I always do—expecting renewal.Instead, Giggle hid behind a generic “decision is final” message. No phone support, no human review, no accountability. Years of good history erased over a holiday banking delay.If you’re a real business with net-30 customers, be careful. This platform is rigid, automated, and offers terrible customer service.For comparison: Stripe Capital has been far more reasonable, and Pipe Capital is by far the best experience I’ve had—transparent, flexible, and actually treats businesses like partners.Giggle works until it doesn’t. When it doesn’t, you’re on your own. May work for Freelancers or Gig workers.
Kesar Long
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No Grace Given DO NOT USE THEM
Fall behind one time They will never fund again, even if you fulfilled your original obligations.
MSW
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I recently applied for a funding…
I recently applied for a funding opportunity, encouraged by a friend's recommendation. My business generates between $25,000 and $30,000, yet I found that I did not qualify for the funding. This experience has left me feeling frustrated and disillusioned.It raises a crucial question: How can organizations claim to support small businesses when many of us fall short of receiving the assistance we need? It feels deceptive when companies advertise their commitment to helping small business owners, particularly those from marginalized communities. Many of us work tirelessly to establish and grow our businesses, only to encounter barriers that prevent us from accessing the resources we were led to believe were available.I can't help but feel that my time, along with that of countless others, has been wasted. It is disheartening to see our faces used in promotions, only for those organizations to turn away when we seek support. We deserve clarity and transparency in funding processes, as well as genuine support that aligns with their promises.
Ziontaddese
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This is an excellent company for people…
This is an excellent company for self employed people who are unable to obtain a decent loan. You’re treated good even if your credit is bad and you’re given a loan that is fair and with good terms. Best of all communication is the best
Terri Gary
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Small jump start
Was. Simple but thought i would relieve larger amount
K&C Construction
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Quick application process
Quick application process. Before I knew it, I was funded the same day.
customer
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I am satisfied with the service…
I am satisfied with the service provider.
Jasumati Joshi
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Constant issues with their website
Constant issues with their website. It’s been over a week now.
Jason Johnson
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Horrible customer service
Horrible customer service, dont help you with anything. But tells me to be sure im making payments on time, THIS IS RIDICULOUS I NEVER HAD AN ISSUE WITH NOT MAKING A PAYMENT SO WHY DOES HE HAVE TO SAY THAT TO ME?? WAS BEING BLAMED FOR SOMETHING I HAVENT DONE AND COULDNT GET SIMPLE QUESTIONS ANSWERED
Edgar
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It's horrible They don't even let you…
It's horrible They don't even let you know. When you gonna be finished, paying the debt
Gaithersburg Haliburton
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Cite this page
According to TrustPlane, Giggle Finance has a 3.5/5 rating based on 50 verified reviews as of April 2026. Source: trustplane.app/company/gigglefinance-com