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equifundmortgage.com

4.912 reviews
Last reviewed: Mar 4, 2026

Do you agree with equifundmortgage.com's TrustScore? Voice your opinion today and hear what 12 customers have already said.

equifundmortgage.comMember since Mar 2026

equifundmortgage.com is an online company. Based on 12 reviews on TrustPlane, it has an average rating of 4.9 out of 5 stars. Last reviewed March 4, 2026.

Customer Reviews

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12 reviews

Best Mortgage Experience

I had a really great experience working with James “Jim” Hammond at EquiFund Mortgage. He was able to get me a 1% lower interest rate than other lenders with the same closing costs, which honestly made a huge difference.That 1% saves me $226.52 a month, gives me almost $40k more in buying power, and could cut over 6 years off my loan if I throw the monthly savings toward principal — more than $91k in lifetime savings. That’s real money.What I appreciated most was how straightforward Jim was. He gave solid market advice, explained things in a way that actually made sense, and didn’t overcomplicate anything. The whole process felt smooth and transparent. I’d definitely recommend Jim and EquiFund Mortgage if you want someone who knows what they’re doing and looks out for you.

TJ
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Great Service

I was told this company has 1% or more lower rates than other lenders. I used their online app, and now I am closing a 4.875% 15 year when everyone else was at 6% or higher. Saving me around $250 a month on my new home purchase. James "Jim" Hammond helped me along the process taking the burden of applying for a loan down to a minimumThese guys know their business. Very fast and simple, great communication. Highly recommend!

Frank
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Excellent Service

Excellent Service

Keith Ogden
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We will tell our family and friends

We were very pleased with how well Angelina took care of our loan. Her work is excellent. She makes sure every i is dotted and t is crossed. She made this transaction flawless.

The Harris
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We were amazed by the service…

We were amazed by the service especially since we heard about them through the mail! Tara Mccool the loan officer assistant was the first person to contact us. She was very professional and cordial. She was constantly in contact with us throughout the entire process. If we had any questions she had the answers, and quickly returned our calls if she was unavailable when we called. The loan officer was Keynan Gilbert who was also personable as well as knowledgeable. We had a glitch in the loan process which Ms Gilbert and Mccool expeditiously and satisfactorily corrected. My wife and I want to thank you for making the refinance of our home a profitable and pleasant experience. We will recommend you to anyone needing mortgage assistance. Racine and Candy Johnson.

candy johnson
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Wonderful!

I have to say, Equifund Mortgage, is fantastic! I've never had such an easy process to complete a refinancing! Exceptional customer service, and a great team who knows what they're doing! Jim runs a tight ship and it shows through the quality of work! Thank you so much!

Heather
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Happy Refi Customer

We refinanced our mortgage at a time when the financial services were booked solid. A gentleman named Joshua kept us informed as to the progress of the loan application and what to expect as we approached closing. He reviewed our paperwork and made sure we were satisfied with the rate and explained all aspects of the refinance process. We were very pleased with the outcome and the courteous professional service from your company.Thank you,Ed and Joyce Modica

Edward Modica
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We were handled very well

We were handled very well. Couple hold ups but nothing more than usual. I would recommend the company, as a matter of fact i am working with my son and will be contacting you for his home loan refinance.Thank you

Ralph Abbott
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Nice work!

Tara McCool is a consummate professional. She communicates with a calm, pleasant attitude that elicits trust and comfort in the customer. All matters were handled promptly with clear communication. This was a very smooth and efficient transaction.

Joseph Amato
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VA IRRRL refi

We did a VA IRRRL refi with Equifund. From the beginning Tara McCool was very responsive, expedient and professional. From our first conversation until closing was less than 28 days. Everything they promised was delivered. The loan officer, Keynan Gilbert, provided excellent support throughout. Equifund provided follow-up support and ensured the new mortgage company transition was smooth and complete. Great company. It was a pleasure doing business with these professionals.

R. L. Humphrey
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I decided to call to refinance my house…

I decided to call to refinance my house since the rates were amazing. I cannot tell you how amazing everyone was at Equifund Mortgage. This was the first big financial decision I have done on my own since being a widow. Aaron went in my opinion above and beyond and it was supper easy! I couldn’t be happier with them and the results. If you want some great people and honest people to help you these people are the real deal.

Sandra Roberts
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Professional staff

Everyone that I talked to was really nice and honest and also made sure everything went smooth to make things less stressful for me.

Ashley
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According to TrustPlane, equifundmortgage.com has a 4.9/5 rating based on 12 verified reviews as of April 2026. Source: trustplane.app/company/equifundmortgage-com