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Credit Key

4.050 reviews
Last reviewed: Mar 7, 2026

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www.creditkey.comMember since Mar 2026

Credit Key is an online company. Based on 50 reviews on TrustPlane, it has an average rating of 4.0 out of 5 stars. Last reviewed March 7, 2026.

Customer Reviews

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Credit Key was quick and easy to apply…

Credit Key was quick and easy to apply for. They have reasonable terms and allow you to increase your purchasing power for your business. Highly recommended

ANGEL
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Credit Kay is a great solution for IT Business Needs

Credit Kay is a great solution for my business. At this time, we are only using it for purchasing products from other vendors, but we are quickly looking into integrating it as a payment method for our customers.

Tamer Ziady
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10/10

This has really helped my business with expenses .The approval process was easy.

Tasha
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Each individual transaction becomes its…

Each individual transaction becomes its own bill. So if you want to pay 300 a month for smaller purchases I recommend a real visa or master charge. It’s almost predatory in nature. Do not recommend even if your business is dirt poor

Simon Mather
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Was very fast and efficiently done

Was very fast and efficiently done

Sharon Izaguirre
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Easy and quick

Easy and quick

Diane Chiaro
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We started out with a 25000 credit line…

We started out with a 25000 credit line never missed a payment and we paid off early.The next time we went to access our credit we were surprised to see our credit was lowered to 6000. We asked why and they raised us to 11000.00. We used that to purchase chairs and once again paid on time in full 4 payments. We are getting ready to attend a trade show and applied for an increase but were told no because you can only apply once in six months. We applied elsewhere and received 10 times the requested amount at a much lower interest rate. They don’t treat repeat customers well.

wayne young
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Equipment funding

I needed some additional supplies for my restaurant’s Grand Reopening and really wanted to hold onto my cash that I had left available they approved me for more than enough for what I needed and the process was very simple I highly recommend this company

HENRY MONK
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Not the same company anymore

I opened an account with them a few years ago. For the first year or two they were a really great and reliable partner. Not so much, anymore, so I'm posting this review to basically negate my previously glowing review of them.It seems that CreditKey doesn't care about my impeccable repayment record with them. After a few years, they start removing perks and features. The most recent one has removed all repayment terms except for pay-in-four. I'm told by their front-line folks this is due to a recent credit pull. Given that both my business and personal credit files have gotten better in the past few years, that can't possibly be true. But, since their customer service folks are told to say that no matter what, that is what they say.It's too bad, really. I've always loved this company and am sad to see it devolve. They used to have a unique place in the online shopping and financing world. Now they are just another company in a sea of companies that rely too much on technology and have completely lost the human touch.So, if you find my previous glowing review, just ignore that. I wish I could take back all of the referrals I've made to fellow business owners over the past few years.

Edward Adkins
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I was about to give up on funding…

I was about to give up on looking to fund machines for my janitorial company, then credit key gave us a credit line! We got our machines & credit key came out with a debit card connected to our credit line. That was a game changer. Credit Key - Mahalo from Clean Break Hawai’i, Honolulu & Las Vegas

Candy at Clean Break Hawaii
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Enabled us to buy the equipment we…

Enabled us to buy the equipment we needed without tying up our operating capital. Quick five minute application online and we had our equipment ordered and on its way.

Crispy Cajun Fried Chicken
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Very helpful in giving us what we…

Very helpful in giving us what we needed. Very easy to work with and efficient in providing us all the information we needed.

John
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Quick and effective

Quick and effective

Tim Sanders
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Transactions through the distributors…

Transactions through the distributors are very simple and easy. Being able to breakup some larger purchases was very helpful. What I dont like is the fact your balance does not update as you make payments which may be something I missed in the fine print. After making multiple payments I thought there would be enough for a new order but the available purchase power did not increase.

Oceans Corals
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Quick and easy

Quick and easy

Todd Ely
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Loved this opportunity and able to…

Loved this opportunity and able to choose how we were able to pay back. Knowing the payments were going to come out we were able to plan for them. Thank you

KATHLEEN
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Helped my business to get it started.

Helped my business to get it started.

Faddy Matti
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Sure came in handy with some unexpected…

Sure came in handy with some unexpected repairs came up.

JT Steele
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I couldn't be more happy

I couldn't be more happy. It was a hassle-free and ez transaction. Thanks

Klaire Maloney
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Very professional and fast.

Very professional and fast.

george hatzi
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Cite this page

According to TrustPlane, Credit Key has a 4.0/5 rating based on 50 verified reviews as of April 2026. Source: trustplane.app/company/www-creditkey-com