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Arro

3.850 reviews
Last reviewed: Mar 7, 2026

Do you agree with Arro's TrustScore? Voice your opinion today and hear what 118 customers have already said.

arrofinance.comMember since Mar 2026

Arro is an online company. Based on 50 reviews on TrustPlane, it has an average rating of 3.8 out of 5 stars. Last reviewed March 7, 2026.

Customer Reviews

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It is a great card to regain your…

It is a great card to regain your credit .. only downside is it’s very difficult to get ahold of someone even by e mail they take a while to respond… wish they had a customer service phone number you can call instead of chatting by an e mail but other then that it’s a great experience

Paras Kovlakas
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Not a good product.

Not a good product.

Luis Tovar
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Arro is Awesome.

Arro took a chance on me when no one else would. You can raise your limit by learning about finances and credit. Website is simple to navigate.

Minnette Davila
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The low starting may actually hurt you

$50 really? at least do $250 like most places

Not Happy
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Horrible company i made a payment of…

Horrible company i made a payment of 24.87 and its saying my scheduled payment is 15 dollars when i clearly made a payment of 24.87 and it only took 15 dollars off my balance so they ripped me off out of money! When i contact support they do nothing saying i didnt make that payment which i have a screen shot of it

Zell
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It great way to borrow money and do…

It great way to borrow money and do financial

Margie Stallings
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I have payed my card off every month…

I have payed my card off every month and they have cheated me out of a month for the streak they say you get an it seam like they make their own rules up as they go. I also was charge for credit card swipes at 16% cost me 14.97 an i have emailed them back in November to take care of it an they still have not the support team very time I send in a support ticket I dont hear back form them at all I am still waiting on my physical card to show up I have asked for serveal time an they tell me you have your virtual card I dont like use virtual card because cell phone can be hack to easy. I make payment an it take them almost 7 to 10 days to process my payment an they try blaming my check account say it my bank when I have been use the same bank account for every payment an I had made a payment an they took upon them self to change how much i was going to pay they took an lower my payment by lot I was set it up were I payed half of balance an that way it would not cost me lot of money on my next check. They dont care about their customers one bit I have asked them to fix a link so I could complete one of their changes an they didn't fix it instead they end it an cost me 40.00 credit increase on my limit an they still have not responded back about that all an it been two months all ready. I am not impressed by them at all they said start you out at 150.00 but they didn't start me their they started me at 50.00 so they pick an choose who get the big limit to start and who dose not like I said before they make their own rule up as they go just like were it say make 3 payment before your due date for the streak their is no other info say it has to be 3 months all it said was 3 payment before your due date an they told me it has to be 3 months but they dont mention that I their streak message when you start out they are a joke

Joseph
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A company that cares about you, not just fees and interest

I've been offered tools to make this a successful relationship and credit building experience

Leigh
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Good for younger people trying to…

Good for younger people trying to understand credit

Nicholas Sample Controversy Je
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BEST card out there for rebuilding your credit

Im still new with Arro but so far I've highly impressed and 100% satisfied with everything. I started with a low $150 limit (thats ok!! Im rebuilding) there was no hard pull on my score. One thing I truly loved is if I make a payment towards my balance with a debit card the amount I paid is INSTANTLY available to spend again. I've recommended this to many people and im so excited to see my score and credit limit increase over time. This is one of those cards that I'll keep even after I have rebuilt my credit and qualify for one the "big boy banks" I see no reason not to keep this card. The yearly "membership fee" is fair I believe, they are giving people a second chance and a way to really build up a positive credit score and history.

Gregg Cravener
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the approval and the service very…greatest service ever

the approval and the service very efficient and the rewards benefits for the credit limit I was excellent and very unique and different

Sharon Green
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Not A Fan

I have requested my actual card 3 times and have yet to receive it. And I’m not taking about days apart I’m referring to months. Also Apple is wiping my card dry and I’ve constantly disputed fraudulent charges. Not once have they questioned the very actions I constantly email about. In the beginning years back this actually was my favorite card today that is not the case.

Charatesa Lowe
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Easy to apply for

Easy to apply for and get approved

customer
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Quick and simple

Quick and simple

customer
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Seems okay

Seems okay, for now. Haven't had a chance to fully look into it.

Nona
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Easy to use app

Easy to use app, quick approval and really like the quick “lessons” that add $$ to my limit :)

KC
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Great service

Great card to start your credit or to improve your credit.

Kandice O.
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Nothing to share at this time.

Nothing to share at this time.

Brenda Coleman
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"Sound as Pound".

Arro has been "Sound as Pound".

Sean from Phoenix
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I was able to use funds immediately.

I liked the fact that I was able to use the funds immediately, even before I received the actual card in the mail. I received more funds by completing projects in the app. Great way to earn additional funds.

Kbanks
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According to TrustPlane, Arro has a 3.8/5 rating based on 50 verified reviews as of April 2026. Source: trustplane.app/company/arrofinance-com